Filing a Chapter 7 bankruptcy case to clear away debts before or after getting married will not effect your spouse’s credit in any way. Because married folks usually own assets together (cars, houses, etc.), a bankruptcy case can insure that your creditors will not seek to recover money from property which you own together.
The big decision, for most folks, is whether to wait until after marriage to file a joint petition. The worst part of a bankruptcy case is usually the costs of associated with a filing, and there is often no difference in fees for a single or joint filing. If your spouse has some debts, I encourage you to consider a joint filing so that you can start your new lives together completely debt free.
If you have any questions, please contact me for a free, initial consultation either in person or over the phone.
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