As an Asheville bankruptcy lawyer, I speak with people every day who are upset and overwhelmed by their financial situation. If they could work harder, make more money, and pay back all their debts, they would. Unfortunately, in today’s economy, it is frequently not that easy. When called upon, my job is to help honest folks understand what it means to file for bankruptcy. Disclosure is the essential ingredient to all bankruptcy cases. If you can be honest about three simple concepts, we can get you the relief you are entitled to under the bankruptcy code.
Disclose Your Assets
I can simplify the process of identifying for the Court all of the stuff you own. Clothes, insurance policies, televisions, cars, real estate, etc.
Disclose Your Income
I can simplify how to figure out your Current Monthly Income (or “CMI”) which can help dictate what Chapter of bankruptcy is proper for you.
Disclose Your Debts
Identifying your creditors, via your credit report or otherwise, is important so that creditors receive notice that you have filed a case.
That’s it. No Judge will hem and haw about whether you deserve relief. No trustee will scratch his chin and contemplate whether you’ve been a bad person or not. The bankruptcy code is simple. Disclose these three keys well, and you will get the relief you are entitled too.
*The information contained on this website is not intended and does not constitute the providing of any legal advice or any legal opinions or services to any user thereof. The information available on or through this web page is not intended and shall not be used as a substitute for the advice and consultation provided by an attorney. Any factual examples used to illustrate concepts are hypothetical and do not depict actual events or real persons.