Student Loans Lawyer: Restructuring Debt Outside of Bankrutpcy

As a North Carolina Student Loan Lawyer, I speak with potential clients frequently about their bankruptcy options.  Many times, a bankruptcy discharge will not effect their liability on student loans. If your budget has been turned upside down by a burdensome student loan payment, you may have a right to change the required monthly cost…

Collections Lawsuit: The sheriff just served me a summons. What should I do?

As an Asheville bankruptcy attorney, I speak with many clients soon after they get served by the sheriff with a collections lawsuit.Although a collection lawsuit can be intimidating, many times clients can defeat the action by taking the appropriate action either in bankruptcy court or through the state court proceeding. If Served, You Still Have…

Can I sell property before filing for bankruptcy?

Frequently, yes. As long as you sell your property for fair market value, there is usually no problem with selling an asset prior to filing your bankruptcy case in Chapter 7 or Chapter 13. Problems arise in the bankruptcy context when one sells property for less than market value.  Even with the best intentions, such…