Establish a plan before taking action yourself.

You’ve done it. After a long struggle with household budget issues, debt crisis, and some purchases that didn’t turn out as planned, you’ve decided to get your finances fixed once and for all. You are even willing to file a bankruptcy case if that’s what it takes. As a bankruptcy attorney in Asheville, NC, I…

Will my bankruptcy filing affect my spouse’s credit?

No, only the person who files a bankruptcy case will have the filing reported on their credit history. Under the bankruptcy code, a person has a right to file a case without their spouse. As a bankruptcy attorney in Asheville, NC, a common question I receive from stressed out consumers is whether they should file…

Student loan repayment options expanded

As a North Carolina Student Loan Lawyer, I spend time working with students living anywhere in North Carolina on resolving issues regarding their loans and payback options. Yesterday, the income-based repayment options were expanded.  Read the NPR article here. As explained in the article, one of the primary issues with former students struggling with repayment…

I’ve worked hard to leave something behind for my children. Can bankruptcy help?

I talk to many residents in Western North Carolina who are approaching retirement age, and are having financial difficulties.  As an Asheville bankruptcy attorney, I can help folks sort through fact and fiction when deciding how to protect the assets you intend to pass on to your relatives after death. Exemptions inside and outside of…