As an Asheville bankruptcy attorney, I speak with potential clients about their financial problems, solutions to those problems, and the best path forward for their family. Many potential clients are rightfully concerned about their credit scores. A bad credit score means paying more for cars, houses, and can count against someone on job applications. Almost…
In over 95% of Chapter 7 bankruptcy cases filed in Western North Carolina, consumers are allowed to keep all of their property. As an Asheville bankruptcy attorney, I speak with people daily about the concept of “exemptions,” which protect a limited amount of property from the reach of a consumer’s creditors.The bankruptcy code promises a…
As an Asheville bankruptcy lawyer, one of my primary functions is to help potential clients focus on their best financial options in order to speed up a recovery. One of the options I commonly discuss at first client meetings is protecting assets by utilizing exemptions without using bankruptcy. Unfortunately, this asset protection strategy is under…