Small business owners near Asheville NC consult with me all the time about their options in bankruptcy. They often wonder if they can keep their business going, and what life will look like after a case has been filed. The good news is that a “fresh start” in bankruptcy can give a small business a…
A motion for relief from stay is a request by a creditor for the Bankruptcy Court to grant permission for them to pursue collection actions such as foreclosures, repossessions, etc. There are a couple reasons such requests are granted: failure to make payment, a client has decided to surrender the property in the bankruptcy, or…
Yes, so long as certain requirements are met. An Asheville NC bankruptcy lawyer can guide you through the steps necessary to remove the lien and make the most of the relief offered through the Court. Under 11 U.S.C. 522(f) of the bankruptcy code, a lien can be removed to the extent it impairs an exemption…
Tax refunds, for most Americans, are a welcome boost to their financial picture every Spring. An Asheville, NC bankruptcy attorney can protect your refund from the reach of a bankruptcy trustee by properly using exemptions. Your refund, like money in your bank account or the car is your driveway, is considered an asset you own. …
Judge George Hodges, though still presently serving the Asheville Bankruptcy Court, announced his retirement earlier this year. Judge Laura Beyer began work for the Western District of North Carolina last Tuesday to begin her 14 year term. Read about her outstanding credentials here: New Bankruptcy Judge Feels Deep Sense of Commitment. The Bankruptcy Court…
Because more people are having trouble paying their bills, debt collectors have become more aggressive with their tactics. Read all about it in this USA Today article: More Complaints Lobbed at Debt Collectors. If you are being hounded by a Debt Collector, you should know your rights. Many consumers pay money to debt collectors under…
As a bankruptcy attorney, one of the most basic things I explain to clients is how a Chapter 7 case works. A Chapter 7 case is also known as a liquidation bankruptcy because creditors are supposed to be paid part of what they are owed when the trustee “liquidates” assets. After this process happens, a…
I get to represent people, not corporations. Creditors’ attorneys are mainly smart, ethical, and profitable. But I chose this side of the fight because I am able to advocate for real people and tackle their very real problems. I help the honest but unfortunate debtor clear debt so they can concentrate on taking care of…
A Chapter 13 bankruptcy is available for low cost up front, and allows people with good jobs to delay a foreclosure or paying back a tax debt. Here are some features which help people in the Asheville area: While a Chapter 7 filing requires someone to pay the entire bankruptcy attorney fee up front, many…
People in Asheville have been experiencing lower number of hours at work, reductions in income, escalating medical bills and failing commercial ventures such as rental properties. The result is more people suffering, and more people seeking relief from the bankruptcy court. Sadly, before recognizing the benefits of a bankruptcy filing, many members of our community…